Toronto → Scarborough
Mortgage Broker Scarborough
Scarborough's trusted mortgage broker. Whether you're a first-time buyer, newcomer to Canada, or renewing your mortgage, we find you the best rate from 40+ lenders. Free consultation.
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Scarborough Mortgage Services
First-Time Buyers
Scarborough offers more affordable entry points than central Toronto. We help first-time buyers maximize all available programs and grants.
Newcomer Programs
Specialized programs for new Canadians with limited credit history. Work permit and PR holders welcome. Multilingual support available.
Renewals & Refinancing
Renewing your Scarborough mortgage? We shop all lenders to get you a rate lower than what your bank offers at renewal.
Scarborough Neighbourhoods We Serve
We help buyers and homeowners across all Scarborough communities.
Scarborough Mortgage FAQ
Why use a mortgage broker in Scarborough instead of a bank?
A mortgage broker shops 40+ lenders simultaneously — banks, credit unions, and alternative lenders. Your bank only offers their own products. Scarborough clients often find rates 0.5%–1.0% lower through a broker, saving thousands over their mortgage term.
Are there newcomer mortgage programs available in Scarborough?
Yes. Scarborough has one of the highest newcomer populations in Toronto. We specialize in newcomer mortgage programs for permanent residents and work permit holders with limited Canadian credit history. Many programs require only 10% down and an employment letter.
What is the average home price in Scarborough?
Scarborough is generally more affordable than central Toronto. Detached homes range from $800K–$1.4M, semi-detached from $700K–$1.1M, and condos from $450K–$750K. This makes it popular with first-time buyers seeking more space for their budget.
Do you work with first-time buyers in Scarborough?
Absolutely. Scarborough is one of our most popular areas for first-time buyers due to relative affordability. We guide you through all available first-time buyer programs including FHSA, RRSP Home Buyers Plan, and Ontario/Toronto land transfer tax rebates.
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No obligation. 100% free. We compare 40+ lenders.
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What Our Clients Say
“Randall was super helpful in the mortgage process for my first property. He helped get the best rate possible, saving my time in doing the research. Communication was top tier as I could reach out at a moments notice and get the help I needed. I definitely recommend Newcastle Financial for anyone's mortgage needs.”
Sumit Mistry
Google Review
“Amit is the best!!! His dedication and care are unmatched. He genuinely wants the best for his clients. We had a complicated situation, but he patiently worked and guided us through every detail to help us secure the right mortgage.”
Haripriya Ramshankar
Google Review
“I've had a great experience working with Amit Mistry as one of my mortgage partners from New Castle. He's knowledgeable, responsive, and truly takes care of the clients I send his way. Communication is always clear.”
Raquel
Google Review
Your Scarborough Mortgage Experts
Free consultation. No obligation. Best rates from 40+ lenders.